A consulting insurer is an insurer authorized to carry out insurance operations. The latter has a role of advice to its customers so that they can be better informed to choose their insurance contract and understand the guarantees subscribed.
In the event of realization of risk, the insurer advises to pay compensation the amount of which is defined in the contract.
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A consulting insurer is a reference partner for companies. Asked for its expertise in risk management, the consulting insurer, who may be an insurance broker, is increasingly associated with claims management.
The insurance broker is indeed an important advisor for companies. It allows them to assess risks and choose appropriate coverages to protect themselves. Today, the relationship between a company and a consulting insurer tends to evolve: the consulting insurer is always more solicited by companies to advise them but also for the management of claims.
Claim management by insurance brokers consists of assisting a company in resolving each problem that may arise. The consulting insurer is able to guide companies in all their choices: solutions, recourse, expertise …
The claims manager function is delegated to the consulting insurer by companies because it is usually in direct contact with insurance companies, banks and public authorities. It quickly mobilizes each of its relationships to find a solution to a disaster without waiting. Its ability to act immediately makes it easy for companies to outsource claims management.
The fact that claims management is outsourced is also due to the growing internationalization of companies. Partnerships with insurers give them access to their know-how and immediate action in the area of claims management.
The word of the broker
Flexible, responsive and competent, the insurance broker is very solicited by companies to advise and manage their claims. The broker’s business is thus very diversified today and it is a reference point for companies.